Business Credit Card — Elan Financial Services is a business credit card from Elan Financial Services. Application typically pulls a hard report from TransUnion. The annual fee is $0. The ongoing APR is 16.49% to 24.49% based on creditworthiness. Rewards: Earn 1 point for every $1 spent on purchases (excluding balance transfers and cash advances); each point is worth $0.01; points are redeemed as a credit to the account balance and cash back shows on the monthly statement. Cash back: 1 point per dollar is valued at $0.009 as cash back. Typical credit limit: Up to $100,000 (subject to credit approval). Loan terms: Revolving business credit card; due date at least 21 days after the close of each billing cycle; no interest on purchases if the entire balance is paid by the due date each month; interest on cash advances and balance transfers from the transaction date; minimum monthly payment.