The Community West Bank is a business credit card from Community West Bank. Application typically pulls a hard report from Experian. The annual fee is Low annual fee of $49.00 per account.. The ongoing APR is 13.24% - 25.24% Variable. Rewards: Earn one reward point for each dollar spent, up to 10,000 points per month.. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).