The Fremont Bank is a business credit card from Fremont Bank. Application typically pulls a hard report from Experian. The annual fee is No Annual Fee. The ongoing APR is 12.49% to 20.49% after a 0% Introductory APR on Balance Transfers and Purchases introductory rate for 6 months. Rewards: Earn 1% cash back for every dollar you spend. Cash back: 3% cash back on travel, 2% on gasoline. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Bureau pull varies by state: Experian (~50%), Equifax (~30%), TransUnion (~7%).