The COASTAL COMMUNITY is a business credit card from COASTAL COMMUNITY. The annual fee is $0. The ongoing APR is 20.99% Fixed. Approval typically requires a credit score of Good (700+) or higher. Rewards: Earn 1 point for every $1 spent on groceries, gas and sustainable transit; Earn 1 point for every $1 spent on recurring bills and digital streaming services; Earn 0.5 points for every $1 spent on all other purchases.. Cash back: 1 point for every $1 spent. Typical credit limit: $5,000 - $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).