The Ameriprise Bank, FSB is a business credit card from Ameriprise Bank, FSB. Application typically pulls a hard report from Experian. The annual fee is $150 , waived for Achiever Circle Elite members. The ongoing APR is 17.49% - 30.49% after a 0% introductory rate for 9 months. Signup bonus: Earn 15,000 bonus Rewards Points after you spend $1,500 in eligible net purchases in the first 90 days of account opening. Rewards: 1.5 Rewards Points for every $1 spent in eligible purchases. Cash back: 25% more cash back value when redeemed into eligible Ameriprise accounts.