Business Rewards Credit Card — MidFirst Bank is a business credit card from MidFirst Bank. The annual fee is $0. The ongoing APR is Between 17.49% and 21.49% based on your company's creditworthiness; varies with the prime rate (up to 24.99%) (rates accurate as of February 1, 2026) after a 0% introductory APR on all company purchases and balance transfers for the first six billing cycles (not for cash advances) introductory rate for 6 months. Rewards: 5 points per $1 spent on qualifying business expenses; 2 points per $1 on qualifying gas and dining transactions; 1 point per $1 on other qualifying purchases; redeem points for merchandise, gift cards, travel, cash back and more. Loan terms: Revolving business credit card; no interest is charged on new purchases if the entire balance is paid by the due date each month; balance transfer fee $10 or 3% (greater); cash advance fee $10 or 5% (greater). This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Primary bureau pull: Equifax per community data.