The MidFirst Bank is a business credit card from MidFirst Bank. The annual fee is $0. The ongoing APR is Variable after a low introductory APR introductory rate for 6 months. Rewards: Account holders may redeem points for merchandise, travel, cash back and gift cards. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Primary bureau pull: Equifax per community data.