Visa® Business Rewards Credit Card — First Credit Union
Visa® Business Rewards Credit Card — First Credit Union is a business credit card from First Credit Union. The annual fee is $0. The ongoing APR is Purchases 13.65% - 23.65%; balance transfers and cash advances 16.65% - 26.65%; rates vary with the market based on Prime Rate (rates current as of October 1, 2026) after a 0.00% introductory APR on purchases for the first 9 billing cycles; 4.9% on balance transfers made within the first 30 days, for 9 billing cycles introductory rate for 9 months. Signup bonus: 2X points on purchases posted during the first 90 days of account opening. Rewards: 1 point for every dollar spent; points redeemable for cash back or a donation to Children's Miracle Network Hospitals. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).