The BAPTIST HEALTH is a business credit card from BAPTIST HEALTH. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 17.24% to 28.24% after a 0% introductory rate for 21 months. Approval typically requires a credit score of Good (670+) or higher. Signup bonus: 2,500 bonus reward points after the first purchase. Rewards: Earn 1.5 points monthly for every $1 spent on eligible net purchases (equal to 1.5% cash back), with no cap or limit on points, and 5 years to redeem for rewards. 2,500 bonus reward points are awarded after the first purchase.. Cash back: 1.5% cash back. Typical credit limit: $5,000 - $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus..