Visa® Business Real Rewards Card — OceanFirst Bank is a business credit card from OceanFirst Bank. The annual fee is None. The ongoing APR is 17.49% to 26.49% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate. after a 0% introductory APR for the first 6 billing cycles introductory rate. Signup bonus: 2,500 bonus points (worth up to $25) After your first purchase. Rewards: You will earn 1.5 Points per dollar spent on eligible Net Purchases charged to your Account during each billing cycle; In addition, you will earn 5.5 Points (1.5 base Points and 4 bonus Points) per dollar spent on eligible Net Purchases spent on prepaid car and hotel reservations purchased in the Travel Center using your Business Real Rewards Card.