bp rewards Visa® — FNBO is a personal credit card from FNBO. The annual fee is None. The ongoing APR is 32.49% when you open your account. This APR will vary with the market based on the Prime Rate.. Signup bonus: Save 30¢ off/gal on bp and Amoco fuel purchases for your first 60 days after account opening and 15¢ off/gal thereafter.. Rewards: 5x Points on non-fuel bp and Amoco purchases; 3x Points on grocery purchases; 3x Points on dining and food delivery purchases; 1x Point on all other qualifying purchases.