AAA Daily Advantage Visa Signature® Credit Card — Comenity Capital Bank is a personal credit card from Comenity Capital Bank. The annual fee is No annual fee. The ongoing APR is For new accounts, as of October 2026: Variable Purchase and Balance Transfer APRs of 17.74% - 31.74% based on your credit worthiness at the time of account opening and the Prime Rate.. Signup bonus: Earn a $100 statement credit When you spend $1,000 within the first 90 days of account opening.. Rewards: 5% cash back On grocery store purchases.; 3% cash back On gas and EV charging, wholesale clubs, streaming services, pharmacy, and AAA purchases.; 1% cash back On all other purchases..