Edward Jones® Everyday Solutions Triple Rewards World Elite Mastercard® — U.S. Bank is a personal credit card from U.S. Bank. The annual fee is None. The ongoing APR is 17.74% to 30.74% based on your creditworthiness when you open your account. Signup bonus: Earn 15,000 Loyalty Points® when you spend $1,500 within 90 days of opening your account. Rewards: Earn 3 Loyalty Points per net $1 spent in your top three spending categories; Earn 5 Loyalty Points per net $1 spent on travel booked through the Rewards Center; Earn 1 Loyalty Point on every other eligible net $1 spent.