The West Plains Bank and Trust Company is a business credit card from West Plains Bank and Trust Company. The annual fee is $35. The ongoing APR is 18.24% - 26.24% Variable after a 0% introductory rate for 7 months. Approval typically requires a credit score of Good (670+) or higher. Rewards: Cash Back. Cash back: 1% cash back on everything you buy. Typical credit limit: $5,000 - $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Bureau pull varies by state: Experian (~50%), Equifax (~30%), TransUnion (~7%).