The Arvest Bank is a business credit card from Arvest Bank. The annual fee is $0. The ongoing APR is 14.49% - 18.49% Variable after a 0% introductory rate for 6 months. Signup bonus: $400 new account rewards bonus. Rewards: Earn rewards points redeemable for cash back, gift cards, and travel.. Cash back: Earn rewards points on eligible purchases that you can redeem for cash back, statement credits and more when you enroll in Arvest Flex Rewards™ !. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Primary bureau pull: TransUnion per community data.