Low-Rate Visa Credit Card — Seattle Credit Union is a personal credit card from Seattle Credit Union. The annual fee is No annual fee. The ongoing APR is Purchase APR: 10.49%-25.49% variable; Balance transfer APR: 10.49%-25.49% variable; Cash advance APR: 10.49%-25.49% variable; Intro: 0% on purchases and balance transfers for first 9 months (offer valid through 1/26/27); Rates effective: 2026-11-02.