The RIVERTRUST is a business credit card from RIVERTRUST. The annual fee is No annual fee. The ongoing APR is After that, a variable APR based on the Prime Rate, between 18.99% and 28.99% APR. after a 0% introductory APR introductory rate for 12 months. Approval typically requires a credit score of 680 or higher. Signup bonus: Earn 15,000 bonus points ($150 equivalent) when you spend $500 in the first 3 billing cycles after the account is opened.. Rewards: Unlimited 1.5% cash back. Cash back: 1.5% Cash Back on every purchase. Typical credit limit: $300 - $5,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). PG verification: The product does not require a personal guarantee, which is consistent with many business credit cards offered by FNBO.