Platinum Card — ServisFirst Bank is a business credit card from ServisFirst Bank. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is Prime Rate published in The Wall Street Journal + 12.00% (variable; purchases, balance transfers and cash advances). Cash back: Cash Back Rewards. Loan terms: Revolving business credit card; due date at least 25 days after each billing-cycle close; no interest on purchases if paid in full by the due date; minimum interest charge $2.00. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Bureau pull varies by state: Experian (~50%), Equifax (~30%), TransUnion (~7%).