Platinum Card with Cash Back Rewards — ServisFirst Bank is a business credit card from ServisFirst Bank. Application typically pulls a hard report from Experian. The annual fee is $79. The ongoing APR is 16.75% variable APR (Business Platinum Cash Back Rewards); varies with the Prime Rate. Rewards: 1% cash back rebate on net purchases, credited quarterly; qualifying net purchases capped at $100,000 per calendar year (max $1,000 rebate per year). Loan terms: Revolving business credit card; due date at least 25 days after the close of each billing cycle; no interest on purchases if the entire balance is paid by the due date each month; interest on cash advances and balance transfers from the transaction date; minimum interest charge $2.00; average daily balance (including new purchases). This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). EXPERT REFERENCE (Mar 2025): Approved for a $25k line with Citizens Bank through the Business Everyday Points credit card. | EXPERT REFERENCE (Mar 2025): Provided 6 months of bank statements, though only 3 months were requested. | EXPERT REFERENCE (Mar 2025): Personal credit scores: TransUnion 693, Experian 702, Equifax 692. | EXPERT REFERENCE (Mar 2025): Utilization: Individual personal credit card utilization ranges from 0% to 67%, overall about 42%.