The Liberty Bank is a business credit card from Liberty Bank. The annual fee is $79. Rewards: Earn a full 1% cash back on everything you buy with your card; cash back earned on all purchases up to the first $100,000 spent each year. Cash back: 1% cash back on all purchases, up to the first $100,000 spent each year. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Bureau pull varies by state: Experian (~50%), Equifax (~30%), TransUnion (~7%).