The Synovus Bank is a business credit card from Synovus Bank. Application typically pulls a hard report from TransUnion. The annual fee is $0. The ongoing APR is 12.74%-24.74% after a 0% APR for the first 6 months introductory rate for 6 months. Approval typically requires a credit score of 700+ or higher. Rewards: Cash Back. Typical credit limit: $5,000 - $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Application rules: • 5/12 Rule: May deny if 5+ cards opened (any issuer) in past 12 months. Business cards may be exempt. • No repeat welcome bonus if you currently have same card open. Business cards unaffected. • No known velocity limits. Limits total credit — reallocating credit may help with recon. • Personal = usually Experian/TransUnion. Business = TransUnion. • Status & Recon: (800) 947-1444 (press "1" for status).. Primary bureau pull: Equifax per community data.