The Capital City Bank is a business credit card from Capital City Bank. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 19.74% – 29.74% after a 0% for 20 billing cycles introductory rate for 20 months. Approval typically requires a credit score of Good (670+) or higher. Rewards: cash back and rewards. Cash back: cash back and rewards. Typical credit limit: $5,000 - $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus..