Signature Business Choice Rewards — Colony Bank is a business credit card from Colony Bank. The annual fee is $0. The ongoing APR is Prime Rate (Wall Street Journal) + 11.74% margin, variable (purchases and balance transfers) after a 9.49% introductory rate for 6 months. Signup bonus: Spend $10,000 during the first 90 days and earn a bonus of 50,000 points.. Rewards: Earn 1.5 points on purchases and a possible bonus of 50,000 points.. Cash back: 1% cash back on all qualifying purchases (Business Cash Rewards). This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Primary bureau pull: Equifax per community data.
Rewards, Lender name, Underwriter, Where it's offered, Product name, Product type, Sign-up bonus, Business bureaus, Personal guarantee, Reports to personal credit: https://colony.bank/business/lending/business-credit-cards/ (checked 2026-10-12)