Visa® Business Credit Card — Valley National Bank is a business credit card from Valley National Bank. The annual fee is $0. The ongoing APR is 14.70% to 26.00% variable, based on creditworthiness; varies with the market based on the Prime Rate after a 0.00% introductory APR on purchases for the first six (6) billing cycles from account opening; 0.00% introductory APR on balance transfers for the first six (6) billing cycles for balance transfers requested within 30 days of account opening introductory rate for 6 months. Rewards: 1% unlimited cash back. Loan terms: Revolving credit card; due date at least 25 days after the close of each billing cycle; no interest on purchases if the entire balance is paid by the due date (subject to introductory/special offers); interest on cash advances and balance transfers from the transaction date; payments equal to the minimum applied to the lowest-APR balance first, any excess to the highest APR first. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Primary bureau pull: Experian per community data.