Sage Business Enhanced Visa® Credit Card — Regions Bank is a business credit card from Regions Bank. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 16.24% - 26.24% variable, based on the Business' creditworthiness and other factors determined at the time of account opening (Wall Street Journal Prime + a margin of 9.24% - 19.24%) (pricing accurate as of October 1, 2026) after a 0% introductory APR for 12 months on purchases posted within the same period (through the end of the 12th billing cycle after account opening) introductory rate for 12 months. Signup bonus: $300 introductory rewards bonus (30,000 Points) when $3,000 is spent on qualifying purchases within the first 90 days following account opening; credited within 95 days. Rewards: At least 1 Relationship Rewards point per $1 in net purchases; 2% Cash Back Special Offer: Regions matches purchase rewards for an additional 1% cash back on top of the standard 1% (accounts opened on or after May 22, 2025; those accounts cannot join the Regions Business Rewards Multiplier Program). Cash back: 2% cash back on qualified purchases (limited-time special offer). Loan terms: Revolving business credit card; due date at least 21 days after the close of each billing cycle; no interest on purchases if the entire balance is paid by the due date each month; minimum interest charge $1; balance method average daily balance (including new purchases). This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Primary bureau pull: TransUnion per community data.