The West Alabama Bank is a business credit card from West Alabama Bank. The annual fee is $29. The ongoing APR is 18.24% - 26.24% Variable after a 0% introductory rate. Approval typically requires a credit score of Good (670+) or higher. Rewards: Rewards. Typical credit limit: $5,000 - $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Community bank card program via Card Services Center. Bureau pull data not publicly verified. Bureau pull varies by state: Experian (~50%), Equifax (~30%), TransUnion (~7%).