Business Cash Preferred Card — Elan Financial Services is a business credit card from Elan Financial Services. Application typically pulls a hard report from TransUnion. The annual fee is No annual fee. The ongoing APR is 17.49% to 26.49% variable, based on creditworthiness (after the intro period) after a 0% introductory APR for the first 12 billing cycles. introductory rate for 12 months. Approval typically requires a credit score of Good (670+) or higher. Signup bonus: $350 cash back when you spend $3,500 within the first 120 days. Rewards: 3% cash back at gas and EV charging stations (transactions of $200 or less), cell phone service providers, office supply stores and dining; 5% on prepaid hotels and car rentals booked in the Travel Center; 1% on all other eligible purchases. Cash back: 3% on eligible purchases. Typical credit limit: $5,000 - $50,000. Underwritten by Elan Financial Services (US Bank program). Bureau pull varies by state: TransUnion (~52%), Experian (~25%), Equifax (~24%).