The Bank Of Albuquerque is a business credit card from Bank Of Albuquerque. Application typically pulls a hard report from Experian. The annual fee is No annual fee. The ongoing APR is 17.24% to 26.24% based on your creditworthiness when you open your account. after a 0% introductory APR for the first 12 billing cycles. introductory rate for 12 months. Approval typically requires a credit score of Good (670+) or higher. Signup bonus: $350 cash back when you spend $3,500 within the first 120 days. Rewards: 3% cash back on eligible purchases at gas and EV charging stations, cell phone service providers, office supply stores and dining; 1% cash back on all other eligible purchases; 5% cash back on prepaid hotels and car rentals booked directly in the Travel Center.. Cash back: 3% on eligible purchases. Typical credit limit: $5,000 - $50,000. Underwritten by Elan Financial Services (US Bank program). Bureau pull varies by state: TransUnion (~52%), Experian (~25%), Equifax (~24%).