SoFi Checking and Savings (direct, no portal) — SoFi Bank, N.A.

SoFi Checking and Savings (direct, no portal) — SoFi Bank, N.A. is a funding product from SoFi Bank, N.A.. Signup bonus: $50 or $400 Direct Deposit Bonus.

Sources & citations

• apy text, fee text, Apply link, Lender name, monthly fee, payout days, Account name, bonus amount, Sign-up bonus, availability, last reviewed, completion days, expiration date, account category, requirement text, requirement amount: https://www.sofi.com/banking/ (checked 2026-11-01)
• What applicants report: https://www.doctorofcredit.com/sofi-checking-5000-direct-deposit-required/ (checked 2026-11-01)