Bank of America® Customized Cash Rewards Credit Card for Students is a personal credit card from Bank of America. Application typically pulls a credit report from Experian. The annual fee is $0. The ongoing APR is 17.74% - 27.74% variable after a 0% for 15 billing cycles; applies to purchases, and to any balance transfers made within 60 days of opening your account introductory rate. Signup bonus: Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening. Rewards: 3% cash back + 3% first-year bonus (6% first year) in the category of your choice; automatic 2% at grocery stores and wholesale clubs; unlimited 1% on all other purchases; 6%/3% and 2% apply to the first $2,500 in combined choice/grocery/wholesale purchases each quarter, then 1%.