Royal ONE™ Visa Signature® Credit Card — Bank of America
Royal ONE™ Visa Signature® Credit Card — Bank of America is a personal credit card from Bank of America. Application typically pulls a credit report from Experian. The annual fee is $0. The ongoing APR is 17.74% - 27.74% variable. Signup bonus: 30,000 bonus points, redeemable for $300 in onboard credit or cruise discounts, after spending $1,500 on purchases within the first 90 days of account opening. Rewards: 3 points per $1 on eligible Royal Caribbean, Celebrity Cruises and Silversea purchases; 2 points per $1 on eligible grocery, gas and EV charging purchases; 1 point per $1 on all other purchases. Soft-pull pre-qualification is available — no hard inquiry to check approval odds.