Bank of America® Premium Rewards® Elite Credit Card

Bank of America® Premium Rewards® Elite Credit Card is a personal credit card from Bank of America. Application typically pulls a credit report from Experian. The annual fee is $550. The ongoing APR is 19.74% - 27.74% variable. Signup bonus: 75,000 online bonus points — a $750 value — after you make at least $5,000 in purchases in the first 90 days of account opening. Rewards: Unlimited 2 points per $1 on travel and dining purchases; unlimited 1.5 points per $1 on all other purchases. Soft-pull pre-qualification is available — no hard inquiry to check approval odds.

Other Bank of America cards & products

• Travel Rewards — Personal Credit Card
• Atmos Rewards Ascent Visa Signature — Personal Credit Card
• Customized Cash Rewards — Personal Credit Card
• Business Advantage Customized Cash Rewards Mastercard® credit card — Business Credit Card
• Atmos™ Rewards Visa Signature® Business Card — Business Credit Card
• Business Advantage Travel Rewards World Mastercard® credit card — Business Credit Card
• Atmos™ Rewards Summit Visa Infinite® Credit Card — Personal Credit Card
• Air France KLM Visa Signature® Credit Card — Personal Credit Card

Sources & citations

• Rewards, Lender name, Intro APR, Annual fee, Issuer, APR, Product name, Product type, Sign-up bonus, Underwriter, Pre-qualification, Foreign transaction fee: https://www.bankofamerica.com/credit-cards/products/premium-rewards-elite-credit-card/ (checked 2026-11-01)
• Lender website: https://api.fdic.gov/banks/institutions?filters=CERT:3510&fields=NAME,CERT,WEBADDR,ACTIVE
• Credit bureau: https://www.doctorofcredit.com/rakuten-425-bonus-when-signing-up-for-bank-of-america-premier-rewards-card-plus-60000-points-1025/#comment-2429256 (checked 2026-11-01)
• Credit bureau by state: https://www.doctorofcredit.com/credit-bureau-bank-america-pull/ (checked 2026-11-01)