Kapitus Revenue-Based Financing — Kapitus and/or members of its financing network is a business loan from Kapitus and/or members of its financing network. Approval typically requires a credit score of 650 or higher. Typical credit limit: Up to $5,000,000. Loan terms: Payment period averages 6 to 24 months (no fixed timeline); Fixed percentage of revenue, debited daily, weekly or monthly, until the agreed total is paid. Minimum annual revenue: $250,000 annual revenue (annual as written; monthly equivalent about $20,833). Minimum time in business: 2 years.