Miles & More® World Elite Mastercard® — Barclays is a personal credit card from Barclays. Application typically pulls a credit report from TransUnion. The annual fee is $89. The ongoing APR is 19.74% to 29.74% after a Balance transfers – 0% introductory APR for the first 15 billing cycles following each balance transfer that posts to your account within 45 days of account opening. introductory rate. Signup bonus: Earn 70,000 miles after you spend $4,000 in purchases and pay the annual fee in full, both within the first 90 days.. Rewards: Earn 2 miles per $1 spent on Miles & More partner airline tickets. Earn 1 mile per $1 spent on all other purchases.. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: • Barclays usually denies you if you already have the same card open, and most people wait at least 6 months between Barclays applications (user-reported, Doctor of Credit)..