The Forward Bank is a business credit card from Forward Bank. Application typically pulls a hard report from Experian. The annual fee is $0. Signup bonus: $25 cash back after your first purchase. Rewards: 3% cash back on eligible purchases at gas and EV charging stations, cell phone service providers, office supply stores and dining; 1% cash back on all other eligible purchases; 5% cash back on prepaid hotels and car rentals booked directly in the Rewards Center.. Cash back: 3% on eligible purchases at gas and EV charging stations, cell phone service providers, office supply stores and dining, 1% on all other eligible purchases. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).