The Forward Bank is a business credit card from Forward Bank. Application typically pulls a hard report from Experian. The annual fee is $0. Signup bonus: $25 cash back after your first purchase. Rewards: 3% cash back on eligible purchases at gas and EV charging stations, cell phone service providers, office supply stores and dining; 1% cash back on all other eligible purchases; 5% cash back on prepaid hotels and car rentals booked directly in the Rewards Center.. Cash back: 3% on eligible purchases at gas and EV charging stations, cell phone service providers, office supply stores and dining, 1% on all other eligible purchases. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus..