The CCF Bank is a business credit card from CCF Bank. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 16.49% - 25.49% Variable after a extended low introductory rate introductory rate. Signup bonus: $25 cash back awarded after your first purchase. Rewards: Earn up to 3% cash back on eligible net business purchases.. Cash back: 3% cash back at gas stations, office supply stores, dining, restaurants, bars, food delivery & cell phone providers; 1% on all other net purchases for Business Cash Preferred Card. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).