The CCF Bank is a business credit card from CCF Bank. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 16.49% - 25.49% Variable after a extended low introductory rate introductory rate. Signup bonus: $25 cash back awarded after your first purchase. Rewards: Earn up to 3% cash back on eligible net business purchases.. Cash back: 3% cash back at gas stations, office supply stores, dining, restaurants, bars, food delivery & cell phone providers; 1% on all other net purchases for Business Cash Preferred Card. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus..