Business Edition® Visa® Card with Absolute Rewards® — FNBO is a business credit card from FNBO. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is between 18.99% and 28.99% after a 0% for 12 months introductory rate for 12 months. Rewards: Unlimited 1.5x points per $1 spent on every business purchase. Cash back: 1.5%. Typical credit limit: $300 - $5,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).