The Alerus is a business credit card from Alerus. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 18.99%–27.99% after a 0% introductory rate for 6 months. Signup bonus: $25 cash back after your first purchase. Rewards: Earn 3% cash back on eligible purchases at gas stations, office supply stores, restaurants, and more; 1% unlimited cash back on all other eligible net purchases. Cash back: 3% on eligible purchases, 1% on all other purchases. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).