The Bank Midwest is a business credit card from Bank Midwest. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 18.24% - 26.24% Variable. Rewards: Save money on your business spending and earn automatic discounts by enrolling your debit card in the Visa SavingsEdge program.. Cash back: Earn cash back instantly, enjoy offers when you shop online, shop in-store, travel, and more.. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus..