Business Platinum Mastercard — Banner Bank is a business credit card from Banner Bank. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 12.49% to 17.49% variable based on creditworthiness (Prime Rate + 5.74% - 10.74%; terms accurate as of December 11, 2025, Prime 6.75%) after a 0% introductory APR on purchases for the first 12 months from account opening; 0% introductory APR on balance transfers for the first 12 months (balance transfers posted within 60 days of account opening) introductory rate for 12 months. Rewards: Included (no extra cost for Business Cash Rewards). Cash back: Cash rewards on all purchases for Business Cash Rewards card. Loan terms: Revolving business credit card; due date at least 25 days after the close of each billing cycle; no interest on purchases if the entire balance is paid by the due date each month; interest on cash advances and balance transfers from the transaction date; no minimum interest charge; minimum payment due 3% of the statement balance or $40, whichever is greater. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).