WECU Lux Card is a personal credit card from WECU. The annual fee is None. The ongoing APR is After the Introductory APR expires, your APR will be 17.65%, 20.65%, or 24.65% after a 0.00% Introductory APR for 12 months from date of account opening. introductory rate. Signup bonus: 25,000 Bonus Points with $2,500 spent in the first 3 months.. Rewards: Earn 3% back for dining, entertainment, streaming, and home improvement purchases. Earn 1% back on all other purchases..