Founder's Rewards Card — PSECU is a personal credit card from PSECU. The ongoing APR is Founder's Card Purchase 16.15%. Rewards: You can earn 1.5% cash rewards on purchases with a Founder’s Card alone.; You can earn 2% cash rewards on purchases with a Founder’s Card and a qualifying PSECU checking account and direct deposit.. Typical credit limit: Credit limit up to $30,000, if qualified..