Auto & Toy Loans — Ravalli County Federal Credit Union is a auto loan from Ravalli County Federal Credit Union. The ongoing APR is 2016-2026 autos: 5.00% 1-60 mo; 5.25% 61-72 mo (min $15,000); 5.50% 73-84 mo (min $25,000) (A+ 750+ credit score; risk-rated). Loan terms: up to 84 months; up to 100% financing.