QuickBooks Line of Credit — Intuit is a business line of credit from Intuit. Application typically pulls a soft report from Experian. The ongoing APR is 13.49%–35.99% APR. Approval typically requires a credit score of 620 (FICO score of the personal guarantor) or higher. Loan terms: Minimum cash draw $258; an invoice advance not paid in full by the customer by day 30 is repaid in 12 monthly installments at a fixed rate; interest is waived if the customer pays the full invoice through QuickBooks Payments within 30 days. Minimum annual revenue: $50,000 over the past year. Soft-pull pre-qualification is available — no hard inquiry to check approval odds.