The Flexible Freedom Home Equity Line of Credit — The Honesdale National Bank is a home equity line of credit from The Honesdale National Bank. Typical credit limit: Qualified borrowers can receive an approval in minutes for home equity loans up to $125,000 during normal business hours. Additional options are also available for loan amounts over $125,000.00.. Loan terms: Choose the length of term; Select rate based upon your preferred term.