Conforming Fixed Rate Owner Occupied Programs — Los Angeles Federal Credit Union is a mortgage from Los Angeles Federal Credit Union. The ongoing APR is 30 year Fixed 7.125%; 15 year Fixed 6.750%; 10 year Fixed 6.375%. Typical credit limit: Conforming Loan Limit is up to $832,750.. Loan terms: 30 year Fixed; 15 year Fixed; 10 year Fixed.