2nd Trust Deed Fixed Loan Programs — Los Angeles Federal Credit Union is a home equity loan from Los Angeles Federal Credit Union. The ongoing APR is 5 year as low as 6.50%; 7 year as low as 6.75%; 10 year as low as 7.00%; 15 year as low as 7.25%. Loan terms: 5 year; 7 year; 10 year; 15 year.