2nd Home 30 Year Fixed — Sunmark Credit Union is a mortgage from Sunmark Credit Union. The ongoing APR is 7.5%** 7.764% APR. Typical credit limit: $200,000 loan based on a value of $334,000 for a second home residence transaction of an existing single family detached home in the City of Albany, Albany County, New York. Loan terms: 30 Year.