Bridge HELOC Loan – Max 80% LTV — Meritrust Credit Union is a home equity line of credit from Meritrust Credit Union. The ongoing APR is Rates as low as 9.35% APR. Typical credit limit: Max loan amount up to $350,000 based on 80% LTV. Loan terms: 12-month term with a balloon payment due at the end; Interest-only payments.