Simple Home Equity Line of Credit (HELOC) — Dort Financial Credit Union is a home equity line of credit from Dort Financial Credit Union. The ongoing APR is Introductory Annual Percentage Rate (APR) of 4.99% begins on the date of closing and is effective for 6 months; Currently variable APRs as low as 6.25%; Maximum APR that may apply is 25.00%.. Typical credit limit: Minimum loan amount of $1,000. Maximum loan amount $500,000. Loan terms: 10-year draw period.